Atlas MultiTrip™

Atlas Multitrip


Annual coverage with one easy payment for multiple trips.

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Savvy business professionals know that time management is critical to success. Whether you are a busy executive traveling for an important last-minute business meeting, a globe-trotting journalist covering the latest story, or an international sales representative closing big deals on every continent, Atlas MultiTrip travel medical insurance is with you almost anywhere on the planet you may go.

This annual multi-trip medical insurance plan provides coverage for unexpected medical expenses, including eligible expenses related to COVID-19.

Who Would Benefit from an Atlas MultiTrip™ Plan?

Business Executives: In a globally-connected world, international travel is no longer an activity reserved for the Fortune 100. Instead, companies of all sizes and industries are expanding beyond their countries. With this worldwide commerce comes the increasing need for budget-friendly international travel medical insurance for business executives. Atlas MultiTrip is a solution.

Sales Professionals: Successful sales teams find themselves not only traveling overseas for business, but also for pleasure as they enjoy incentive trips and vacations. Keeping up with clients and prospective clients is a juggling act. Make sure you are covered at a moment’s notice for a trip abroad with Atlas MultiTrip. This plan allows you to purchase 364 days of coverage for a one-time fee and have one less reminder alert on your cell phone.

International Travelers: For many, this is the time to fulfill those aspirations of seeing the world. For the international traveler who makes multiple international trips a year, Atlas MultiTrip is a budget-friendly and convenient travel medical insurance option. You get most of the key benefits of our popular Atlas Travel plan, but with only one application and 364 days of coverage. Apply today and get back to planning your next trip!

Key Benefits of an Atlas MultiTrip Plan

Atlas MultiTrip is a 364-day insurance plan designed for the traveling executive taking multiple trips of up to 30 days or 45 days, whichever you elect, throughout the policy period.

With Atlas MultiTrip, you have the convenience of a one-time payment for coverage of any number of last-minute international trips. International coverage is available to employees and their families.

There are many important benefits and features of the Atlas MultiTrip travel medical insurance plan, but here are just a few highlights:

Brief Summary Provided?
364 Days of Coverage Yes: See the Description of Coverage for more details.
Coverage Available for Dependent(s) and/or Spouse Yes: See the Description of Coverage for more details.
*Acute Onset of Pre-existing Conditions (excludes chronic and congenital conditions) (only available to members under age 70) Yes: Up to the overall maximum limit. $25,000 lifetime maximum for Emergency Medical Evacuation. See the Description of Coverage for full eligibility requirements.
Emergency Medical Evacuation Yes: Up to $1,000,000 lifetime maximum, except as provided under *Acute Onset of Pre-existing Condition. Not subject to deductible or overall maximum limit. For more plan details, please review the Description of Coverage.
Political Evacuation Yes: Up to $100,000 lifetime maximum. Not subject to deductible. See the Description of Coverage for more details.
Sports Coverage Yes: Coverage for certain extreme or adventure sports activities is included with Atlas MultiTrip. See the Description of Coverage for more details.
Terrorism Coverage Yes: Terrorism coverage is included with Atlas MultiTrip. See the Description of Coverage for more details.
Crisis Response — Ransom, Personal Belongings, and Crisis Response Fees and Expenses

Yes: Up to $10,000 maximum per certificate period.

Optional Crisis Response Buy-up with Natural Disaster Evacuation Coverage: Up to $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation. Not subject to deductible or overall maximum limit. See the Description of Coverage for more details.

Personal Liability

Yes: Up to:

$25,000 lifetime maximum
$25,000 third-person injury
$25,000 third-person property
$2,500 related third-person property

Not subject to deductible or overall maximum limit. This benefit applies only to court-entered eligible judgments or approved settlements.

Optional Personal Liability Rider of up to $75,000 lifetime maximum. See the Description of Coverage for more details.

*The acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning, either in the form of physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. Chronic and congenital conditions, complications or consequences of a chronic or congenital condition, or conditions that gradually worsen over time are excluded from coverage.

Travel Assistance Services Are Included with Atlas MultiTrip

Check out our portfolio of travel assistance services that accompany the Atlas MultiTrip plan.

As with all of our international plans, Atlas MultiTrip comes with access to our customer service team, supported through our World Service Center. With just one call, you can get assistance with travel emergencies, answers to claims questions, help finding a doctor internationally, and more – all complimentary and available in several different languages.

Want to explore single-trip Atlas plans? Compare Atlas Travel plans.

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Tokio Marine HCC - MIS Group international insurance products are underwritten by Lloyd’s. Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.